Winning the lottery is a life-changing event that brings excitement, opportunity, and responsibility. It’s a nice problem to have! To ensure your newfound wealth is secure and lasts for years to come, you need a strategic plan to protect your winnings from bad actors and impulsive decisions while still enjoying the benefits. This guide outlines […]
Getting a fat tax refund back? Don’t let that cash burn a hole in your pocket — put it to work with compound interest. Your local bank or credit union may only offer paltry rates compared to what you could find in an online-only bank. Several websites can help you find the best rates for […]
As the year draws to a close, it’s essential to take a proactive approach to your finances to ensure you’re making the most of tax-advantaged opportunities, reducing debt, and setting yourself up for long-term financial success. The end of the year is a critical time for financial planning, and by tackling a few key tasks, […]
Deck the Halls Without Breaking the Bank: Christmas Money Savings Tips The Christmas season is upon us, and with it comes the temptation to overspend on gifts, decorations, and festivities. However, with a little planning and creativity, you can have a joyous and memorable holiday season without breaking the bank. Here are some valuable money […]
In Matthew 25:14–30, Jesus tells the Parable of the Talents, a story about a master entrusting his servants with valuable talents (a unit of currency) before going on a journey. Upon his return, the master assesses how each servant managed their wealth. Two servants invested wisely, doubling their talents, while a third buried theirs in […]
Keep your lives free from the love of money and be content with what you have, because God has said, “Never will I leave you; never will I forsake you.” — Hebrews 13:5-6 While whispers of a looming recession might send shivers down your spine, remember: panic is the enemy of progress. With careful planning and proactive […]
Gone are the days of bulging wallets weighing down your pockets. Mobile wallets have become increasingly popular, offering a convenient and secure way to carry your essentials digitally. But with two major players – Apple Wallet and Google Wallet – dominating the scene, choosing the right one can be tricky. Let’s dive into a quick […]
We’re moving into a new year, and there’s no better time to start some money-saving resolutions than right now. Here’s a list of ideas to help get you started in making 2024 a better year for your wallet. Budgeting and Saving: Spending Wisely: Boosting Your Income: Additional Tips: Try to remember that every little bit […]
It’s easy to see that a large chunk of your household budget is dedicated to food. People have to eat, but there are ways to make it easier and more affordable. Here are some tips for making an affordable meal plan for a family of four: Here are some tips for creating a shopping list: […]
A Roth IRA and a traditional IRA are both tax-advantaged retirement accounts. However, they have different rules and benefits. Here is a summary of the pros and cons of each type of IRA: Roth IRA Pros: Cons: Traditional IRA Pros: Cons: Ultimately, the best type of IRA for you will depend on your individual circumstances. […]